• About MIDAP

    MIDAP is a partnership of programs, agencies and funders working together to increase financial capabilities among Michigan’s low-to-moderate income residents.


  • About Individual Development Accounts (IDAs)

    Used side by side with other financial services, Individual Development Accounts are an effective tool to promote asset development awareness and financial readiness in Michigan.


The Michigan IDA Partnership consists of 5 Regional Coordinating Organizations (RCOs) who oversee more than 30 IDA program agencies.  The RCOs are spread over the entire state so that virtually any interested participant or funder would have a contact name and agency close to where they work or reside.  

Thumb Region RCO:

Oakland Livingston Human Service Agency (OLHSA)

196 Cesar E Chavez

Pontiac MI.  48343

Contact Heidi Henderson for more information at 248-209-2691 or heidih@olhsa.org

Southern Region RCO:

Community Action Agency (CAA)

1214 Greenwood Ave,

Jackson MI.  49203

Contact Tami Farnum for more information at 517-784-4800 or tfarnum@caajlh.org

Western Region RCO:

Inner City Christian Federation (ICCF)

920 Cherry SE

Grand Rapids MI.  49506

Northern Region RCO:

Northwest Michigan Community Action Agency

3963 Three Mile Rd.

Traverse City MI.  49686

Contact Allie Papa for more information at 231-947-3780 or apopa@nmcaa.net

Detroit Region RCO:  

All of Wayne Metro Community Action Agency IDA accounts are currently filled.  If you would like more information about other programs and resources to homebuyers, please visit our website:

Wayne Metro CAA

7310 Woodward Avenue, Suite 800

Detroit MI.  48202

Contact Sylvia Saldana, Homeownership Services Manager, at 313.463.5488 or


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